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4 Noteworthy Activities to Do During the Spring with Your Pet

Spring comes as a great relief after long, unforgiving winters. Daffodils come into bloom, the smell of freshly-trimmed grass makes for a welcome scent, and your canine companion can’t quite get enough of the outdoors. 

Between keeping your dog healthy as the temperature rises and indulging in a handful of spring cleaning, here are four pet-focused activities that deserve to be on your April to-do list. 

Fish for Bass

They say you can’t teach an old dog new tricks, but just ask Fishing Fido. If your outdoor-loving pup is a natural at “sit,” “stay,” and “drop it” commands, there’s no reason they can’t learn to angle alongside you. 

Sporting breeds, in particular, have a knack for bass fishing and even duck hunting. When teaching your dog to fish, establish boundaries with your gear. Keep dangerous materials, such as hooks or lures, away from your four-legged angling assistant. Reels and tackle boxes, when sealed, are a little more pet-friendly. 

Teach them appropriate boat manners—not every dog will take to the water as naturally as others. Finally, familiarize your pup with the target species. Consider which game fish put up a bigger fight. 

Go for a Dip

If you live in a coastal area, there is no more popular activity than a beach trip. Alternatively, landlocked residents can hit hiking trails adjacent to freshwater lakes and rivers. 

Keep in mind that not every dog owner will consider the potential dangers of beachgoing—so you’ll want to review these safety tips. First, you’ll want to keep your dog hydrated. While it may seem counterintuitive to pack several water bottles when you’re hitting the beach, saline water can pose severe health issues. 

Second, keep your pet protected from the sun with dog-specific sunscreen. Keep their eyes doubly covered with a hat or umbrella. 

Finally, supervise your dog’s swimming activity. Take frequent breaks and keep an eye out for coral, jellyfish, and other hazards.   

Plan a Pet-Centered Holiday

Nowadays, pet-friendly accommodation is all the rage. If your Easter holiday calls for a trip across the state or country, destinations such as San Diego, Albuquerque, Sedona, or Key Largo are rife with pet-focused activities. 

If you and your dog are avid beachgoers, consider hitting the Dog Surfing Competition in San Diego, which draws in competition from the Americas, Europe, and Asia. For the more daring duo, you can take on one of many challenging trails in the mountains of Sedona. 


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Enjoy a Staycation

Who says a well-planned staycation with your couch-surfing pup can’t be as rewarding as an extravagant trip statewide? A makeshift garden course makes for simple and fresh off-leash fun. An active dog will never object to an afternoon of frisbee or competitive tug-of-war session, no matter the occasion. 

If you live in a smaller apartment, consider a pet-safe bake-off or brand-new puzzle toys. 

Bring on the Springtime

Whatever the case, there is no springtime activity your dog won’t enjoy. If heading out of town, ensure that your pet is in shape via a veterinary tele-consult.  

Otherwise, there are dozens of other ways to enjoy the fresh breeze, a kiss of sunshine, and the tickling scent of freshly-bloomed flowers from within your area.

How To Keep Your Dog Healthy This Spring

Here comes the sun! After such a tedious and cold winter, it can be exciting to feel the warmth of the sun on your skin and plot your outdoor activities. But don’t get too overwhelmed with excitement just yet! As the temperature rises and the days go longer, maintaining your dog’s health should be on your list of priorities aside from going to the beach.

Spring with your four-legged companion means more time outdoors and more flocks of birds to watch outside, but it’s also the time when parasites increase in number and dogs are at higher risk of contracting illnesses.

However, there’s no need to worry and panic! Follow these tips to maintain your dog’s health this spring.

Prevent seasonal allergies

Does your dog usually itch as soon as the sun comes up? If yes, you should consult your local veterinarian to find out if the root cause is seasonal flu. If that’s the case, then you can help your dog relieve symptoms by feeding him foods that contain high nutritional value. You can start by feeding your pet premium fresh dog food since it typically contains fewer additives and giving him dog treats for sensitive stomachs. Consequently, if you have a Maltese dog that is prone to tear stains, what you can do is provide him with premium dog food that helps boost the immune system.


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Protect your dog from long exposure to the sun

Given the beautiful weather this season, it can be tempting to spend a lot of time outdoors. However, keep in mind that not only humans, but dogs are also prone to sunburn and heatstroke this season due to stronger UV rays emitted by the sun. Therefore, don’t let your dog bask in the sun for long periods of time!

Provide proper grooming

Unfortunately, spring doesn’t only mean longer days—it also means more mosquitoes, bugs, ticks, and fleas! These insects proliferate rapidly during this season and they can breed on your pup’s skin or in his gut. Ensure your fur baby is protected by providing proper grooming—long-haired dogs should be brushed daily, whereas smooth-haired dog breeds should be brushed at least once a week. Also, use a natural insect repellant as a safer alternative to chemical spot-on treatments.

Some dog breeds like Siberian Husky, Shiba Inu, and Bichon Frise are fastidious about self-grooming but their efforts may be inadequate in keeping them clean and healthy this summer. Make sure to bathe your pooch using a dog shampoo that contains naturally-derived ingredients to keep his coat nourished and shiny.

In addition to these grooming habits, you should also remove stagnant water sources from your property because they serve as bug breeding grounds.

Give proper exercise

Summer’s the perfect time to exercise with your four-legged best friend! Go on longer morning walks with your dog and allow him to play around! Exercise helps maintain a healthy weight, which, in turn, helps lower the risk of diseases like arthritis and diabetes.Aside from enjoying long strolls with your pooch, you can also enjoy a fun, interactive playtime outside. If you have a chew-happy pet, make sure to buy indestructible toys that can withstand a mischievous destroyer’s intensive chewing.

Photo by Jodie Louise from Pexels

How to Celebrate Valentine’s Day with Your Pet

Valentine’s Day is even happier with your pets!

It’s February and Valentine’s Day is just around the corner. Just like everyone else, you may be thinking of doing something memorable on this special day. If you are in a relationship, an intimate dinner with your partner can be the perfect choice. For those who are single, one of these three options can be good: celebrate it by yourself, party with friends, or spend some time with your pet — if you have one. After all, Valentine’s day is not just for couples, it is for everyone who has someone they care about deeply and want to express it. 

Regardless of your relationship status, celebrating this upcoming Heart’s Day with your awesome four-legged companion will be nothing but delightful!

Here are some Valentine’s date ideas you can do with your pet:

Prepare a sumptuous dinner

Exert extra effort and prepare a lavish Valentine’s dinner for your pet to make them feel special. Set up LED lights or light a candle to make your date romantic and memorable. But make sure that the candle is safely out of your pet’s reach. Instead of their usual pet food, cook something healthy and hearty for them to chow on.

Take them outside

A stroll in the park or a walk on the beach will definitely make your pet happy on Valentine’s Day. Let him run freely in the park or relax on the beach. Find out if there is a nearby area in your community dedicated for pets to roam at their leisure. But do make sure to keep an eye on them so that they won’t swallow anything harmful or get lost. Going on a short road trip with your pets is a welcomed option too.

Go on a shopping spree

Since it is Valentine’s Day, why not take your fur baby on a shopping spree? Spoil them with new clothes, leashes, collars and delicious treats that they absolutely enjoy. You can also get your pet fabulous goodies they haven’t tried before. On a budget? Then why not whip up something homemade, such as biscuits or knitted clothes.

Shower them with new toys

Since Valentine’s Day only happens once a year, why not make your furry companion feel extra special by giving them new toys? Just like children, pets love toys to play with and sometimes chew or pull on. Make sure that the toys you’re getting are safe for your furry Valentine. Don’t buy anything that can become a choking hazard.

Have a fancy photoshoot

You may already have a thousand photos of and with your fur baby, but it won’t hurt to have more. This year, celebrate Valentine’s Day by dressing up in matching outfits and have a photoshoot in various locations. You can even bring props to make the pictures look cooler and fancier. Print your favorites out and frame them, or create a personalized calendar using the photos you took.

Give a relaxing massage

Sure, you probably pet and massage your baby on a regular basis. Although, since it’s a special day, you can take these normal massages to a new level. Give your pet relaxing strokes to calm and chill them out. Do research beforehand, look up how to rub them and where are the areas that feel best for them.

Get a new playmate

The best Valentine’s gift that you can give your pet is a new playmate. Your fur baby must already have a lot of toys to play with, but nothing compares to a real playmate. This special day, don’t hesitate to splurge on and get a new furry companion for the household. You also have the option to adopt a new addition into your little family with whom you and your pet can form a special bond with.

Pets can be difficult to take care of at first. Once you get the hang of it though, you’ll realize that they are sweet and lovable. This Valentine’s Day, show your furry companions how much you appreciate them for being a part of your life and staying by you every step of the way.

Eusoh Partners With FirstVet for Online Veterinary Service

Eusoh is excited to announce a partnership with FirstVet, the largest global veterinary teletriage company. FirstVet launched in the U.S, this past October, and the company now operates in seven countries, conducting over 25,000 monthly vet consultations.

Having conducted hundreds of thousands of consults, FirstVet has determined that 65% of inquiries from pet owners can be triaged at home. This means that nearly 7 out of 10 trips to a clinic and their associated costs can be prevented with a veterinary video consult. This also means that the savings can be passed on to Eusoh members.

Why do unnecessary trips to the ER happen? Understandably, pet owners often fear that their pet’s symptoms require a trip to the emergency room when they can actually be triaged at home or via a non-emergency trip to the clinic, which is likely to cost significantly less. Pet owners can sometimes be steered by incorrect information from Google or social media, which is why FirstVet staffs its service with licensed vets with an average of ten years of clinical experience.

FirstVet’s vet consultations with the pet owner are delivered via video over the web or on FirstVet’s mobile app. Registration takes less than 2 minutes and the service is available 24/7/365.

The partnership will be launched as a pilot on January 15, 2021 and will be completely free for all Eusoh members for the first two months. During this time, FirstVet and Eusoh will be evaluating how best to offer telehealth to Eusoh members to provide 24/7 access while also ensuring proper usage to ensure balanced protection for the membership.

The FirstVet app is available for iPhone and Android devices. We will be adding a convenient link in your member dashboard to be able to access the site. You can also visit FirstVet by clicking the link below.

Eusoh community members get free access to FirstVet’s vet telehealth service.  

Click Here to Visit to FirstVet

4 Reasons Why You Should Consider Feeding Your Dog Fresh Food

In the last few years, fresh dog food has become all the rage. Only a few years ago, it was rare to find fresh dog food available. However, there are now tons of fresh food companies out there now. 

However, fresh dog food is usually quite expensive – at least more expensive than most other commercial dog foods. This extra cost can be worth it in many circumstances, though, for four main reasons. 

  1. Customization

Fresh food is typically available on a subscription basis. You subscribe to the food and the company sends it to you at regular intervals. Because of this, the company typically customizes your dog’s food based on their gender, breed, size, and activity level. In many cases, you will have to answer some questions before purchasing the food so that they can do this customization. 

As you might imagine, it is impossible for a company to customize a bag of kibble like this. In these cases, you have to measure out how much food your dog needs and possibly adjust the amount yourself. This can be difficult and is often not very accurate. 

Because fresh food is often customizable, it is often better for your dog. After all, it is specifically made for their needs. Plus, it also takes some of the weight off of your shoulders. 

  1. Better Ingredients

When you look at fresh food, you can literally see all the ingredients in it. If it is low in meat, you will be able to tell without even looking on the ingredient list. If the meat is low quality, you may be able to tell as well. 

Because of this, many fresh dog foods use quality ingredients. You can tell what each piece of potato is and how many carrots the formula contains. If the recipe seems to contain only potatoes, you probably wouldn’t buy it for your pooch again. Companies know this and keep it in mind when designing their recipes. 

On the other hand, this is not true of kibble and wet food. You can’t really tell how much of what ingredients are in a piece of kibble just by looking at it. Therefore, these companies can easily get away with using lower-quality meats and packing their food full of wheat. 

  1. Fewer Additives

Fresh dog food is usually meant to stay frozen, which means that it doesn’t need to be “shelf-stable”. This lowers the number of additives the food needs, which also means that your pooch is consuming fewer additives. While not additives are bad, some of them have been linked to health problems. 

Plus, our dogs just don’t need additives, so it is best to avoid them if you can. 

Because these foods are fresh, they also don’t need to contain things like artificial colors or flavors. They look and taste just fine how they are. Once again, while not all artificial colors and flavors are harmful, they aren’t necessarily good for our dogs either. 

  1. Healthier Skin and Coat

While there have been few studies comparing types of dog food, many owners claim that fresh food directly impacts how much their dog sheds and the condition of their skin. This may be because fresh dog food is missing many of the additives that may cause rashes and other skin problems. 

Alternatively, it could be that fresh food typically contains better ingredients. Dogs are what they eat, so it only makes sense that they would react well to higher quality food. 

Which Fresh Dog Food Brand to Choose?

If you’re convinced that fresh food is a great option for your pooch, the next step is to choose a brand. There are some great options (Nom Nom Now, Farmer’s Dog, and Pet Plate to name a few), high-quality brands out there. More are being founded all the time and there are some scientific reviews too to compare. 

When you can afford it, there are many benefits to choosing fresh dog food. From healthier skin to customization options, many of these benefits can help your pooch live a longer and healthier life.

Photo by Chris Benson on Unsplash

N-Gage – The Pet Toy and Accessories Brand You Need to Know

As we’re getting into the Holiday season, you know there’s going to be a lot of new and interesting products for pets everywhere. Here’s a new brand you need to know: N-Gage  brings top-of-the-line and uniquely designed pet supplies to the market, catering to the ultimate pet enthusiasts.

Fun and interactive playtime with pets won’t be complete without strong, high-quality toys and accessories. Responding to pet owner demands, N-Gage introduces its innovative, durable products that can withstand the most wear and tear your pet can give them. 

Special for Eusoh Members

• 15% off all orders. Good for one purchase. Offer valid through 12/24/2020.
• Use promocode: EUSOHVIP

What are the long-lasting products of N-Gage

Balls & Flyers

The best pet accessories brand offers its indestructible collection of easy to grip balls and flyers that are available in different shapes, sizes, and vibrant colors. 

Its made of rubber Squeaker Balls, Squeaker Footballs, Bungee Handlers, and Flyers are perfect for indoor and outdoor play, maximizing an active and entertaining time with your pet. 

Whether you’re in your home, in the park, or at the pool or beach, N-GAGE balls with a lightweight and buoyant design never fail to give endless fun all throughout the day.

With the balls’ internal squeaker and high-bounces, watch as your furry pal wags its tail, ready to show off its jumping and catching skills.

Tug & Toss

Select from a wide range of toys specially designed for a specific purpose. 

N-Gage Bumper and Propeller are made for pets and pet owners who are looking for interactive ways to fetch and catch. The bumper has a leash-type handle, while the propeller has a triple-spoke design. The toys are floatable, providing versatility, which is great for tugging and tossing — be it in water or on land. In addition, both toys are made of rubber with the right texture, making it easy for pets to grip.

Its Jack and Dumbbell, on the other hand, are strong and sturdy that can satisfy even the toughest and the most aggressive tuggers. Jack toys have six access points, while the dumbbells have a hexagonal design. They have softened angles to avoid damaging the inside of your pet’s mouth or splinter.

In addition to the wide selection of the brand’s Tug & Toss category is the Knots and Tuggers designed for solo interactive play. Cure your dog’s boredom with N-Gage’s weaved version of colorful bumpers and ropes.

Collars & Leashes

Keep your pet safe with N-Gage’s ultra-durable Collars, Harnesses, and Leashes, whether you’re out for a quick run or you’re off for a hike. 

The pet product brand prides itself on having one of the most popular leashes among its product line: the Running Leash. When you’re on the go in bustling city streets, you can

wear the leash around your waist, promoting hands-free running. It also has built-in handles, letting you have tighter control of your pet when crossing busy roads.

Together with quality leashes are dog collars offered by the same brand. Its easily adjustable feature brings comfort to your dog when you go for a swim or a run. The collar’s inner side is made from neoprene material, while its outer side is ballistic nylon. What more is that it has a concealed ID strip where you can add your dog’s info.

To achieve the maximum comfort and safety of your pet, the pet supplies company also offers padded chest plate harnesses. Only premium quality materials are used, making the product strong but breathable.

Essentials Pack

Make travel easier with Essentials Pack from N-Gage. 

Inside the compressible pack is a Zip Bowl made with ballistic nylon and a Water Bottle that’s BPA-free; you can fill it with water to keep your pet hydrated while on the road.

The pack, likewise, has a large and foldable Travel Mat. Its top is made with a soft brush polyester, while its bottom consists of mesh material.

To promote fun and memorable moments between you and your pet while outside your home, the pet product company makes it a point to include its versatile Bungee Handler in its essentials pack.

Where to buy N-Gage pet supplies

N-GAGE is an independent brand that can be found in smaller, independent stores. They are not sold at huge corporate retailers, nor are they sold on third party consumer websites. For more information, visit: ngagebrand.com.

Can a Pet Owner’s Addiction Create Stress for His Pet?

Original article written by Patrick Bailey.

No man is an island. Your words and actions have an influence on others, in either a positive or negative way. When you have an addiction, your actions will affect your family, friends, colleagues, and even your pets. Unfortunately, your furry friends aren’t immune to the negative effects of addiction on your life.

Addictions can change your emotions, personality, and behavior. These changes will not go unnoticed by your pet. Dogs, in particular, are quite susceptible to mood swings and personality disorders in their owners. A substance abuse problem can cause anxiety, stress, anger, confusion, or depression. Dogs have a way of picking up on these feelings and reacting to them in like fashion. If you’re stressed, your pet may show signs of stress. If you’re fearful, your pet may become fearful as well. In addition to being affected by your emotions, pets can feel the negative repercussions of your addiction through abuse and neglect.

How Addictions Affect Your Pet

When you’re addicted to alcohol or drugs, it’s easy to overlook your responsibilities to your pet. This leaves your pet in a precarious state as he obviously needs your attention and care. Addiction can affect pets in many ways:

The mental effects of addiction are often more profound on dogs than other types of pets due to the closer relationship people have with their canine companions.

In a non-addictive state, bonding with your pup can be extremely rewarding as you both benefit from mutual love and friendship. Your pup takes his cues from you when it comes to the way he perceives his surroundings. If you are happy, calm, and confident, he will feel safe and secure in his environment. If you’re nervous or fearful, your pup may feel threatened by his environment, which could lead to anxiety and aggression. According to a study by the Center for Canine Behavior, a dog’s “behavior problems,” i.e. fear, anxiety, aggression, can sometimes be triggered by their owner’s mental state. Here’s how your addiction can lead to mental distress in your pet.

Addiction and Mental Distress

Studies show that dogs can detect how you’re feeling and your feelings can affect their mental state of health. If you’re angry or upset, your pup can tell by your body language, tone of voice, and even facial expression. Your pup can also detect chemical changes in your body such as sweating when you’re anxious or afraid. He may not know what’s ailing you, but he can certainly tell that something’s wrong and you are not your “normal” self. By correlating the tone of your voice and body language to your actions, your pup could become wary or fearful of how you are going to react.

Alcohol and drug use causes changes in your personality and demeanor. If your pup has been around long enough, he can sense these changes. Over time, he may start to mirror the stress, tension, and fear you’re feeling in your addictive mental state. If you suffer from high stress levels, your pup will tend to have high stress levels as well. Your pup may bark or whine incessantly when you get drunk or high due to sensing the changes in your physical and psychological state. He may begin to associate the smell of drugs or alcohol with erratic feelings or behavior, causing him to become fearful or agitated when you drink or take drugs.

Addiction Can Lead to Pet Neglect

Substance abuse problems can lead to neglect of your pet. It’s difficult to keep up with your pet’s care if you’re constantly drunk or high on drugs. You may forget to feed your pet for days or fill his water bowl or even take him out for walks.

When you have an addiction, your only concern is yourself and getting the substances you need to avoid withdrawal symptoms. You may abandon your pet for days in pursuit of drugs, leaving him to suffer from hunger and thirst, and loneliness due to neglect. Your house will suffer from the messes your pet will make due to being stuck inside. You may even decide it’s not worth having a pet and turn him out to fend for himself. Imagine the stress and anxiety your pet will go through by being abandoned by the person he loves.


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Addiction Can Lead to Pet Abuse

Addiction can lead to abuse of your pet as you’re not 100% in control of your faculties. You may strike your pet while in a drunken stupor or after taking drugs. You may not even remember being mean or abusive to your pet. The good news is that you don’t have to stay in your addictive state. You can overcome substance abuse problems through addiction treatment. Your pet will be forever thankful that you took steps toward recovery.

Ways to Reduce Stress in Your Pet during Recovery

Addiction changes everything in your life – your personality, emotions, behaviors, and routines. These changes can derail your pet. Your pet won’t understand what you’re going through or what he can do to get his old master back. The following steps can help your pet feel more secure as you undergo treatment to regain control of your life:

  • Take care of your health. Prioritize your health during treatment to help expedite your recovery. Good health will make it easier to care for your pet.
  • Maintain a routine with your pet. Pets feel more secure with a routine. Set regular times for meals, exercise, and play. If necessary, ask family or friends to help you keep this schedule while you’re undergoing treatment.
  • Continue training sessions for your pup. Your pup can benefit from the mental and physical stimulation that training sessions provide. Make sure your pup gets the positive reinforcement he needs during this time.
  • Don’t hold back on love and attention. Spend personal time with your pet, re-establishing your bond. Love and attention can help your pet overcome feelings of stress and anxiety and make him feel part of the family once again.

Your pet is worth fighting for. By doing your part to overcome addiction, you can win back his love and trust.

Author Bio: Patrick Bailey is a professional writer mainly in the fields of mental health, addiction, and living in recovery. He attempts to stay on top of the latest news in the addiction and the mental health world and enjoy writing about these topics to break the stigma associated with them. 

Photo by Brad Halcrow on Unsplash

5 Common Resume Gaps (And How to Explain Them)

A gap in your resume is always stressful to explain, even if it’s out of your control. Whether you’re unemployed due to the pandemic or took time off to take care of your family, explaining your employment gap during an interview is enough to make anyone nervous. 

However, explaining your resume gap doesn’t have to be that stressful. If you do it right, you can focus on what you learned and the positives that you took away from the experience. Keep reading to learn how to explain the 5  most common types of resume gaps

First, it’s important to understand what a resume gap is. Taking three months in between jobs is considered a job searching period, not an employment gap. Taking nine months, however, would likely be considered an employment gap.

1. Being unemployed

If you were let go due to COVID-19, know you are not alone. The world is facing record levels of unemployment, so explaining this to an employer likely won’t be an uncommon hurdle. However, it’s important to work through your COVID anxiety and frame your unemployment gap as time you spent learning new skills that are relevant to your career. 

2. Taking time off to travel

A travel-related resume gap is pretty common, but can be stressful to explain since most of the time it wasn’t a “necessary” resume gap. Whether you spent time backpacking through the Alps or road tripping around your country, explaining a travel gap is all about framing it positively to focus on what you learned. 

Pick up a new language? Learn to use a different currency? These are all skills that contribute to cultural literacy, which can help you have a more holistic understanding of the world around you. 

3. Going back to school

Going back to school is another common reason for a resume gap, and luckily it’s usually not that difficult to explain. If you went to pursue higher education in your career, you should highlight what makes you different than another applicant who doesn’t have that new level of education and focus on your positives rather than what you missed during your time away from the office. 

4. Taking a job outside your career path

If you took a job that wasn’t relevant to your career, it can be a struggle to decide whether to include it on your resume. However, a great way to circumvent this is to highlight it on your cover letter instead. Mention how you took a job in a different field to make ends meet, but that you’re ready to get back on your feet and dive back into your career.

5. Taking time off for family

Family-related leave is one of the most common reasons for a gap in employment. Whether you went on maternity leave or took time to take care of a sick family member, family-related leave can be explained by focusing on how you took care of your family and kept your skills up during your time off. 

When explaining a gap in your resume to potential employers, it’s important to be transparent. Employers can see right through candidates that are clearly trying to hide something, and will usually respect you more for being straightforward and honest about your resume gap. 

However, while you are being transparent, you should also assure the interviewer that this employment gap is not a pattern. They want to know you aren’t going to work at their company for a few months and leave, so it’s important to give them peace of mind that you want to stay and build your career there.

No matter what type of resume gap you have, being honest about it is always the best policy. For a complete guide to structuring a gap in your resume, check out the infographic below.

Resume-Gaps-Infographic

Infographic source: https://www.resume-now.com/job-resources/resumes/how-to-explain-gaps-in-employment

Eusoh is a community health sharing plan that reimburses you for your pet’s medical, wellness, illness and routine care expenses. We publish articles like this to help all people with their finances, careers, and of course, health (and the health of their pets too!)

9 Best Ways to Ease Your Covid-19 Anxiety

Covering ways to relax and manage stress during pandemic and quarantine

Indefinite isolation from loved ones to prevent the spread of the coronavirus along with the cluelessness about what’s going to happen next have caused mental health crises for many people. As cases of COVID-19 continue to surge, Americans have experienced or are going through cases of anxiety or depression.

The global pandemic has made people deal with: 

  • Worry that comes with loss of income
  • Separation anxiety with loved ones
  • Fear falling ill
  • Fear being labeled from becoming sick
  • Suffering through boredom and isolation
  • Fear about not having food and other essentials

While it is entirely natural to experience anxiety during general uncertainty, it is essential to deal with it day by day to maintain your mental health. Here are 9 of the most effective methods to help you relax. 

Identify what triggers your anxiety

Anxiety can cause feelings of worry or fear which may result in panic attacks; thus, it is important to determine the source of your anxiety as it is the best way to deal with it. Do you experience anxiety because of health issues, skipping meals, negative thinking, conflict, or stress? 

To identify triggers, start journaling and write what causes your anxiety. If journaling doesn’t seem to work for you, consult with a therapist as they have other methods to identify the root cause of your anxiety. Further, relax and explore the different patterns in your past that are similar to what’s happening now. Analyze how these patterns affected you and how you overcame them. Through this method, you’ll have a better idea how to deal with the situation at hand.

Ask for help

Some people are too independent, and this makes them believe that they can do everything by themselves while others are afraid to ask for help because of fear of social stigma. They assume right away that others aren’t willing to help or are busy with their own lives, but as Dr. Wayne Baker said, “You never know what people know or who they know until you ask. Don’t prejudge the capabilities of the group. Just ask for what you really need.”

As such, don’t be the “do-it-yourselfer”. Ask another person about stockpiling food, converting your garage to an office, a trip you’ve been planning, or an influential person they know who can help with your business or work. When you’re afraid or have second thoughts, just remember what Dr. Baker said.

Communicate with your loved ones

Social distancing requires citizens to stay at home, but that doesn’t mean that you have to cut connections with your loved ones. Find ways to have a good chat with your neighbors, co-workers, colleagues, as well as with your loved ones whenever you have time. The most important thing is to reach out.

With the digital evolution, almost everything is possible. Use social media, text, phone calls, video calls or email to stay connected with your friends and family. Research has shown that positive social support offers you the power of resilience to stress.

Don’t deprive yourself of sleep

Ample sleep boosts your immune system, brain function, mood, and mental health. Following the recommended seven to eight hours of sleep as well as 10 to 20-minute naps reduce the risk of infection, promote complex thinking and decision-making, and increase your energy level which helps with overcoming depression.

To have a good night sleep, set your schedule which means setting your wake-up time, wind-down time, and bedtime. It is also essential to eat a healthy diet, avoid too much intake of alcohol and caffeine, get some sunlight, and meditate. And even if you can’t find a way to fall asleep, some good quiet time with no distractions, noises or bright lights will do.

Practice self management

Skipping self-care during this pandemic can have some unwanted effects that may interfere with your daily tasks such as emotions that are difficult to manage, feeling of hopelessness, and the inability to focus on daily activities. 

To avoid such from happening, engage in healthy practices including yoga, exercise, therapy, and meditation. These activities will help remove what’s blocking your mind and body, activating your free-flowing energy, which aids in concentration.

Listen to music

Music has been proven to relieve anxiety, ease depression, restore lost speech, lower blood pressure, and enhance concentration. It has a powerful soothing effect on your mind that helps you win over the invisible yet powerful novel coronavirus.

Different music has a purpose. If you’re in a blue mood, listen to upbeat music while performing exercises. If you’re trying to get some sleep, opt for quiet, melodic pieces with a slow beat. To reduce stress, look for slow music, but if you want to break the pain cycle, listen to lullaby-like selections. 

Stay up-to-date

News coverage related to Covid-19 is overwhelming; thus, some avoid keeping up to date with current events, but doing so means feeding your brain with fantasies that can, later on, escalate your anxiety. 

It is important then to find the few most valued sources of information that don’t increase your stress levels. You may try listening to podcasts and reading newsletters from reputable sources with solid reporting and nice storytelling without inflicting fear. The NPR One app, The Daily, The Washington Post, The New York Times, and USA Today are some reputable sources for your daily news.

Stop the shaming and blaming game

Toxic tongues can only worsen the situation during this pandemic. With the increase of survival anxiety in people, it has been a common thing for others to blame a particular group like the current administration or an old lady who uncontrollably coughs in front of others, or young people who stay out late. 

The heightening situation has compelled people to gather for protests, but doing so will only make the situation worse instead of solving it. Instead of putting the shame or blame on anyone, it would be best to stay positive and to unite with others to help those who are in need. This step, if done correctly, can end the global pandemic.

Adopt a pet

Centers for Disease Control Prevention (CDC) mentioned that having a pet has many benefits including decreased blood pressure, decreased feelings of loneliness, increased opportunities for exercise and outdoor activities, and increased opportunities for socialization. Pets are great listeners and innately sweet; they provide comedy relief and warm hugs.

For Seniors (Ages 60+): Pets can fulfill the lives of many senior citizens, long after the nest has become “empty”. Here an article from Sixty+Me that highlights the benefits pets bring to our elders. LINK: How Pets Can Benefit Older People

As such, people are adopting pets to deal with the loneliness of quarantine. In fact, pet adoptions in the United States are increasing and that shelters are running out of pets. If you’re looking for a companion who can make your day better, now is the best time to adopt a furry, warm non-human companion. After pet adoption, you might consider enrolling him in an affordable pet health plan that offers full coverage. This is to both keep you happy, not worrying about routine care or emergency veterinary treatment while enjoying each other’s company.

Photo by Vince Veras on Unsplash

Best Financial Apps Millennials Must Use in 2021

Covering financial, investment, and insurance apps for next year

Millennials, ages 22 to 37, whose population is at an estimated 72.1 million by the U.S. Census Bureau, are probably one of the biggest demographics affected by the financial crisis brought by the current pandemic and recession.

Many Millennials are facing student loan debts, delaying homeownership, and struggling to save any funds. Aside from that, the shortage of jobs has greatly affected Millennials when both the stock market and home market collapsed in 2008. It is important to note, however, that the financial sector has slowly recovered so does employment, but yet again, another crisis brought by the novel coronavirus pandemic has shaken the global economy, leaving most Millennials unemployed. 

In these turbulent times, it is clear that everyone, especially Millennials should be in the habit of saving money and investing money. In this digital era, setting your short-term and long-term goals does not have to be complicated. There are hundreds of the most promising financial apps that you can download to help you when it comes to your long-term financial goals. But which among them are the best?

Below are the top 5 financial apps for your saving and investing needs. 

  1. Robinhood: Investing 

Robinhood, a free stock trading app, rose that does not charge commissions for stock, ETF, and options trades, and it has no monthly account maintenance fees (Unless you use the Gold version). The platform is best recommended to new investors who prefer trading small quantities and to active stock traders on-the-go.

App

The app makes it possible for everyday users to have easy access to buying and selling of stocks. It is compatible with both iOS and Android devices that come with trading tools and features stock traders need. It provides relevant news and real-time information about stock market data such as charts, earning reports, and analysis ratings. 

Investments

The company has a wide array of available assets for trading or investing including stocks, cryptocurrency (Bitcoin, Ethereum, Litecoin, Ethereum, Litecoin, Ethereum Classic, Dogecoin, Bitcoin Cash, Bitcoin SV), simple and multi-leg options, and fractional share trading.

Cash Management

Through this app’s feature, investors earn decent interest or APY (Annual Percentage Yield) through uninvested cash by moving it to FDIC-insured banks. 

Robinhood Gold

This is an upgraded account that offers more features including bigger instant deposits, margin investing access, in-depth research, and Nasdaq market data.

Pre-market and Post-market Trading

Their pre-market trading hours are from 9:00 to 9:30 in the morning while their post-market trading hours are from 4:00 to 6:00 in the afternoon. They follow Eastern Standard Time (EST).

  1. Digit: Savings & Debt Management 

Digit, FDIC-insured, helps users achieve financial well-being by automatically saving a portion of their money consistently after an advanced algorithm analyzes their spending habits, bills, and income.

App

After connecting a bank account to Digit once signed up, the app available for both iOS and Android will allow the users to set their goals including student debt loan, emergency fund, mortgage, credit card debt, and dream vacation. All the collected data along with the other information provided will be reviewed by the special algorithm before deciding the right amount to be transferred into the Digit account.

Secure Encryption

The company uses 256-bit encryption, military-grade encryption, which is one of the modern top-ranking encryption methods used in technologies. This ensures the security of one’s data.

Annual Bonus

Saving with Digit for 3 successive months earns investors 0.5% Savings Bonus which they receive through their Digit account. To illustrate, having a $2,000 savings multiplied by 0.5 is $100, which is more than enough to pay for an annual subscription.

Low-balance Protection

Investors have the option to turn on this feature to avoid incurring overdraft fees when their bank or checking account has funds that are below the maintaining balance. If the account must have $100, but the balance is at $90, Digit will automatically transfer $10 to the bank or checking account.

Subscription Fee

There is a subscription fee for $5 to use the app, but as mentioned earlier, earning 0.5% annually can cover the fee.

  1. Coinbase: Cryptocurrency Investing 

Coinbase is the world’s leading cryptocurrency exchange and digital asset broker headquartered in San Francisco. It is a great platform that allows newcomers and seasoned experts to buy cryptocurrencies. Investors also have the chance to buy and hold these cryptocurrencies for a short or lengthy period.

Altcoin Choices

Coinbase was founded in 2012 and has slowly brought Bitcoin, Litecoin, and other altcoins onto the app. Today, it has 25 cryptocurrencies for trading, staking, and investment. 

Simple User Interface

The platform ensures that every investor, especially the newcomers, will not face complexities when it comes to signing up and buying cryptocurrencies by designing a user-friendly interface, which promotes fast creation of accounts, linking to payment options, and eventually making transactions.

High Liquidity

Coinbase is part of the highly liquid exchanges. Traders can exchange their assets for cash without putting the price of that asset at risk. 

Dashboard Data

All the information that enables investors to keep track of their crypto is on their dashboard, which can be accessed on Coinbase’ website and app. It provides details about prices and one’s asset values.

Buying Limits

After account creation, users are only limited to buying a small number of Bitcoins unless they raise their limit by providing and verifying their phone number, personal information, and photo ID. Today, fully verified US residents have a $25k limit per day.

  1. Acorns: Micro Investing

Acorns rounds up spending with one’s debit card to the nearest dollar and moves the money into an investment account. For instance, a shopper spent $55.15, the amount will be rounded up to $56, and the 85 cents difference will be invested. 

Turbo-charging 

Investors may either choose Acorns to apply recurring deposits for all their eligible purchases or manually select specific transactions for the round-up feature. Aside from that, they have the option to increase the amount that will be added to my Acorns Round-Up balance. Instead of the 85 cents, they can set $8.50 as their investment for that one transaction alone.

Membership

There are 3 types of membership. The first is Lite which costs $1 a month and has a taxable investment account. Second is Personal at $3 a month and includes retirement and checking accounts. The last is Family at $5 a month, which has all the features of Lite and Personal as well as Acorns Early intended for children.

Found Money

Over 350 companies, including Airbnb, Walmart, and Sephora have accepted a partnership with Acorns. With this, for every purchase made using the card linked to the member’s Acorn active account, the member receives a cashback which is deposited into their account.

Educational Content

New investors may grow their knowledge through Acorns very own digital Grow Magazine that contains financial literacy content, including credit card debt and student loans.

Acorns Later

This individual retirement account offers an opportunity for investors to save for their retirement. After setting up an IRA (Individual Retirement Account), Acorns provide the right plan.

  1. Eusoh: Pet Health Plan

Eusoh has revolutionized the pet insurance industry with its affordable unique crowd-sharing software platform. It has its community with thousands of members to help pet parents with their veterinary bills. 

Each member pays a $48 deposit monthly that goes into a pledge account and $17 every month per pet for comprehensive coverage which includes injuries, annual checkups, surgeries, and prescribed medications. It is clear that the amount the company requires their members to pay is way lower compared to traditional pet insurance providers. 

While Eusoh works like an insurance provider, it is NOT pet insurance; rather, it is an innovative alternative and is gaining popularity among pet parents.

No Premiums

Eusoh does not have premiums which imply that they will never generate their revenues from deposit funds, shared, costs, and interests. As such, it is unlikely that there will be any increase soon as the pet health provider does not have an incentive to bigger costs. Thus, members will continue to pay an amount that does not go beyond $65 per month. 

Totally Transparent

The organization gives all the necessary information about coverage and reimbursements for a specific procedure. If a member is eligible, he will receive a quote. This kind of transparency helps members decide the next step they should take.

No Networks

Members are not limited to visiting a certain vet who is in partnership with Eusoh as “networks” do not exist. They can visit their favorite vet while enrolled in Eusoh’s pet healthcare plan. 

Easy and Instant

Invoices and receipts are easy to upload. Members can take a photo of their receipts, send it through their smartphone, and wait for the reimbursement.

Eusoh App

The app will be released in Fall 2020. While that is being developed, the current mobile site is being redesigned for ease of use. 

Be Financially Ready

Time has changed.

With the financial high and lows happening during this pandemic, people are akin to facing a blank slate, clueless about what the future holds. Will there be opportunities next year or will economic recession continue to surface? 

To survive the future crisis, it is best to have a safe savings plan. Determine which financial aspects in your life needs (Debt, future purchases, savings) to be improved, and decide which among the 5 insurance apps mentioned would be an excellent choice for your needs. Then, start saving for your brilliant future.

Photo by Austin Distel on Unsplash

Get Eusoh for Your Clients and Their Employees

Owning a pet provides a great deal of social and health benefits. However, having one requires greater responsibilities as pets need proper care, which includes routine care, and vaccinations. Being a pet parent can be expensive, especially if pets need to undergo surgery or special medications. It shows that pet health plans become an important benefit that the modern day workforce desires.

With the recent increase of pet owners in the US, the choice of pet insurance options has increased as well. However, the high cost of their insurance policies may scare some clients, and this may lead pet parents neglecting such benefits. Dr. Allan Kamrava, a board-certified surgeon who deals with the pitfalls of health insurance, is completely aware of the predicaments of pet owners. As such, he founded Eusoh, an innovative alternative to pet insurance which is a community-based subscription service that does not wage on risk. 

Today, Eusoh is a better option in contrast to traditional pet insurance benefits providers are currently offering to clients. It is without a doubt that these clients (HR departments, benefits specialists) would be willing to buy Eusoh’s health plan as it has various benefits it can provide to their company as well as their employees. For not more than $65 monthly fee, members benefit from comprehensive coverage which includes accident, illness, and wellness coverage. What’s more is that Eusoh has not partnered with veterinary clinics; Thus, members are free to choose the veterinarian they are most comfortable with. 

Eusoh is an innovative alternative to pet insurance.

As employee demand for pet benefits grows, not only individuals buy a health plan from Eusoh. Big companies recognize the importance of pet insurance to employees; they understand that employees prefer benefits over a salary increase as these competitive perks offer them security in the long run. As they are fully aware that though 68% of Americans have pets, only 2% have financial coverage for their pet, they offer pet insurance with the purpose of recruiting, attracting, and retaining quality employees. These companies, however, focus on cost-reduction; hence, it is only natural that they find the best insurance policy with the lowest premium. This is where Eusoh comes into play. 

Eusoh is a unique and innovative alternative to pet insurance. It does not hold premiums nor store the money in a premium pool, and while insurance companies need to increase premiums and healthcare costs to gain higher revenue, Eusoh benefits the other way around for the reason that the company earns profit from member dues, not from premiums. Another advantage of the platform is its transparency. They ensure that members are well-informed whether they will receive reimbursements for a certain procedure before it is carried out. Not only that, Eusoh quotes the amount that they should receive. This process helps members to make final decisions.

On the Eusoh’s platform, members are able to save over 50 percent. Last year, Eusoh members saved 60% over pet insurance. Through the power of technology and peer-to-peer sharing, this new approach has been made possible, which definitely attracts Millennials and the younger generation to come as pet insurance is desired among employees, especially the aforementioned Millennials. Companies such as CBIZ, Ease, Coach-Net, Jacoby & Meyers, and shelters like Wags & Walks have decided to partner with Eusoh. 

It is worth noting, however, that the huge amount of savings members get is not the only reason they do business with Eusoh. Derek Rey, CEO of Demand Inc. commended the excellent customer service that Eusoh provides during the onboarding process. He said, “It was fast, easy, and fun. Our team has only great feedback to share regarding the experience with Eusoh.” It can be said with confidence that being with Eusoh means hitting two birds in one stone; clients are able to save a huge amount of money while having the best customer service for their pets. 

With all the above-mentioned benefits, there is no doubt that companies who team up with Eusoh will have a positive health company culture – by providing peace of mind to employees. It should be pointed out that there is a high chance for American employees who are also pet owners to be worried if their pets acquire an illness, especially if the case is severe where treatment or surgery, which can be very expensive, is necessary. These employees who consider their pets as part of the family may unconsciously bring their problems to the office. As a result, the quality of their work output might be significantly affected, but with Eusoh, this problem can be prevented. Eusoh membership leads to the staff coming to work happy with the knowledge that they need not worry about veterinary bills piling up in case of emergency.

Considering that Eusoh is an affordable pet health plan for employees, employers may have the option to offer the plan as a low-cost benefit as there is a program where employees may get a corporate negotiated discount. On the other hand, companies, depending on their budget may offer it as a no cost-benefit.

On a final note — For Benefits Providers, Eusoh has no minimum enrollment requirements, offers a yearlong open enrollment period, and can be easily implemented. Given that pet insurance is the hottest new benefit for employees, it is best to offer Eusoh’s pet health plan to clients or companies, especially those of the younger set, who see pets more as children and are willing to set aside funds for their health.

Photo by Jud Mackrill on Unsplash

Virtual Vets and Tele Vets: The Future of Pet Care

Pet care is primarily provided by veterinarians at their clinic; however, with the current situation with quarantine and Covid-19, some vet pet clinics have started to adapt using apps and teleconferencing. To cater to the needs of pets and their owners, virtual vets and tele vets have emerged as a pet health care option.

Veterinarian with stethoscope examining cat with sore stomach. Young blond woman in white uniform working at Veterinary clinic.

“Vet on demand” services allow pet owners to have access to remote vet care through a  video call or chat at the comfort of their home. A licensed vet can provide general medical advice (telehealth services) and/or diagnosis and prescriptions (telemedicine services) regardless of time and place. 

With the global pandemic and imposed stringent quarantine rules making an impact on our lives, online pet care services are a massive help for pet parents. These services make searching for accurate answers could be acquired through licensed veterinarians instead of endless and sometimes, fruitless Google searches. 

To better understand virtual veterinary solutions and whether or not it is a great option for you and your pet, continue reading as we’ll further explore its benefits as well as online sites where you could reach professional vets for your consultation.

Note: Now that the vaccine is readily available and business, events, and travel are opening up, it’s to get out there. Here are some tips to help you travel with pets.

https://www.overlandsite.com/overlanding/how-to-travel-with-pets/

Pros and Cons of Virtual and Tele Vets

Advantages

  1. Less long car rides – Online vets can provide immediate action to your pet’s health situation during a video call without traveling miles away from your home, eliminating delayed care and emergency visits. 
  2. No long lines – Waiting for your pet’s turn in a crowded room could leave your pet stressed; through virtual vet, online consultation can be done while your pet is at its comfortable spot. 
  3. Reduces risk – As Covid19 continues to surge, pets and their parents could be at risk, but through the digital shift you have a lesser chance of being exposed to the virus, making you safe and healthy. 
  4. Easier access to prescriptions – Traditionally, pets needing diagnostic tests required a  scheduled vet visit. With the new normal era, telemedicine, where remote diagnostics and treatments can be performed and prescriptions can be given by a licensed veterinarian as long as Veterinarian-Client-Patient-Relationship (VCPR) has been established. This means that your chosen online vet consultant has examined your pet recently. 

Disadvantages

  1. Restricted use of five senses – A trained veterinarian uses his five basic senses to assess a pet’s situation. Depending on the pet’s case, the vet may have to smell the different parts of its body to determine where the problem is coming from. It may also have to listen to the pet’s heartbeat for any abnormalities in its breathing or rhythm.
  2. Incorrect information – It is normal for pet owners to panic if their pet is acting strange, and this may result in giving out wrong information to the vet. This leads to the vet prescribing an inappropriate course of treatment which could worsen the pet’s health.
  3. Licensing issues – Some countries prohibit veterinarian consultants from diagnosing and treating pets without face-to-face examination.

Top Online Veterinary Services

MyVirtualVetApp

MyVirtualVetApp has several veterinarians pet owners can choose from based on their needs. Scheduling video or chat appointments can be done through their iOS app or their website. After scheduling, a confirmation will be sent via your email which has the link you need to click in order to join the video conference or chat with the vet; however, if you are an app user, you may have the convenience to directly join the video call or chat from the app.

It is worth mentioning that the platform allows you to connect with your primary veterinarian, especially if the case of your pet requires prescription and diagnosis. 

Aside from medical advice and consultations, the virtual veterinary company has an online store for prescription refill and pet supplies. 

VetNow

VetNow is owned by a veterinary medical doctor who aims to provide pet parents a wide array of veterinarians and enhanced quality services that pets need. The platform offers virtual follow-ups, virtual preventive care, and urgent care provided that your vet’s clinic has teamed up with the company, but if your vet’s clinic has yet to join, you may have the option to refer it yourself.

Another advantage if the clinic is a VetNow partner is that your regular veterinarian can invite board-certified veterinary specialists including but not limited to oncologists, neurologists, cardiologists,  ophthalmologists, dermatologists and surgeons for consultations. This enables state-of-the-art solutions to complicated veterinary cases.

FirstVet

FirstVet offers free video calls with their vets given that you have bought an insurance policy from one of their pet insurance partners. The company caters to pets and parents from different countries particularly Sweden, Norway, Finland, Denmark, United Kingdom, and Germany. It has veterinarians and specialists who provide quick excellent advice and diagnosis and medication. 

Some of the medical problems vets from FirstVet can provide solutions with are vomiting and diarrhea, eye and ear problems, poisons, itching and skin problems, coughing and sneezing, fleas, tick and other parasites, injuries and accidents, behavioral problems, and rehabilitation and wellness for small animals.

Final Word

Routine care, diagnoses, treatments, and prescription refills for your furry family member don’t have to be difficult during this time of global health crisis. Through virtual veterinarians, who are just one call away, your pet can get the necessary help it needs in case of emergency cases or just purely routine care.

Virtual vet prevents you from panicking if you are by yourself and your pet is suddenly paralyzed or vomiting uncontrollably. Physical veterinary offices are without a doubt irreplaceable, but if you are miles away from the clinic or if the emergency situations happen in the middle of the night, virtual pet care can save a life.

Since “prevention is better than cure”, checking the three listed online veterinary services and deciding which service is the best for your pet could help you in the long run.