Pet care is primarily provided by veterinarians at their clinic; however, with the current situation with quarantine and Covid-19, some vet pet clinics have started to adapt using apps and teleconferencing. To cater to the needs of pets and their owners, virtual vets and tele vets have emerged as a pet health care option.
“Vet on demand” services allow pet owners to have access to remote vet care through a video call or chat at the comfort of their home. A licensed vet can provide general medical advice (telehealth services) and/or diagnosis and prescriptions (telemedicine services) regardless of time and place.
With the global pandemic and imposed stringent quarantine rules making an impact on our lives, online pet care services are a massive help for pet parents. These services make searching for accurate answers could be acquired through licensed veterinarians instead of endless and sometimes, fruitless Google searches.
To better understand virtual veterinary solutions and whether or not it is a great option for you and your pet, continue reading as we’ll further explore its benefits as well as online sites where you could reach professional vets for your consultation.
Note: Now that the vaccine is readily available and business, events, and travel are opening up, it’s to get out there. Here are some tips to help you travel with pets.
Less long car rides – Online vets can provide immediate action to your pet’s health situation during a video call without traveling miles away from your home, eliminating delayed care and emergency visits.
No long lines – Waiting for your pet’s turn in a crowded room could leave your pet stressed; through virtual vet, online consultation can be done while your pet is at its comfortable spot.
Reduces risk – As Covid19 continues to surge, pets and their parents could be at risk, but through the digital shift you have a lesser chance of being exposed to the virus, making you safe and healthy.
Easier access to prescriptions – Traditionally, pets needing diagnostic tests required a scheduled vet visit. With the new normal era, telemedicine, where remote diagnostics and treatments can be performed and prescriptions can be given by a licensed veterinarian as long as Veterinarian-Client-Patient-Relationship (VCPR) has been established. This means that your chosen online vet consultant has examined your pet recently.
Restricted use of five senses – A trained veterinarian uses his five basic senses to assess a pet’s situation. Depending on the pet’s case, the vet may have to smell the different parts of its body to determine where the problem is coming from. It may also have to listen to the pet’s heartbeat for any abnormalities in its breathing or rhythm.
Incorrect information – It is normal for pet owners to panic if their pet is acting strange, and this may result in giving out wrong information to the vet. This leads to the vet prescribing an inappropriate course of treatment which could worsen the pet’s health.
Licensing issues – Some countries prohibit veterinarian consultants from diagnosing and treating pets without face-to-face examination.
MyVirtualVetApp has several veterinarians pet owners can choose from based on their needs. Scheduling video or chat appointments can be done through their iOS app or their website. After scheduling, a confirmation will be sent via your email which has the link you need to click in order to join the video conference or chat with the vet; however, if you are an app user, you may have the convenience to directly join the video call or chat from the app.
It is worth mentioning that the platform allows you to connect with your primary veterinarian, especially if the case of your pet requires prescription and diagnosis.
Aside from medical advice and consultations, the virtual veterinary company has an online store for prescription refill and pet supplies.
VetNow is owned by a veterinary medical doctor who aims to provide pet parents a wide array of veterinarians and enhanced quality services that pets need. The platform offers virtual follow-ups, virtual preventive care, and urgent care provided that your vet’s clinic has teamed up with the company, but if your vet’s clinic has yet to join, you may have the option to refer it yourself.
Another advantage if the clinic is a VetNow partner is that your regular veterinarian can invite board-certified veterinary specialists including but not limited to oncologists, neurologists, cardiologists, ophthalmologists, dermatologists and surgeons for consultations. This enables state-of-the-art solutions to complicated veterinary cases.
FirstVet offers free video calls with their vets given that you have bought an insurance policy from one of their pet insurance partners. The company caters to pets and parents from different countries particularly Sweden, Norway, Finland, Denmark, United Kingdom, and Germany. It has veterinarians and specialists who provide quick excellent advice and diagnosis and medication.
Some of the medical problems vets from FirstVet can provide solutions with are vomiting and diarrhea, eye and ear problems, poisons, itching and skin problems, coughing and sneezing, fleas, tick and other parasites, injuries and accidents, behavioral problems, and rehabilitation and wellness for small animals.
Routine care, diagnoses, treatments, and prescription refills for your furry family member don’t have to be difficult during this time of global health crisis. Through virtual veterinarians, who are just one call away, your pet can get the necessary help it needs in case of emergency cases or just purely routine care.
Virtual vet prevents you from panicking if you are by yourself and your pet is suddenly paralyzed or vomiting uncontrollably. Physical veterinary offices are without a doubt irreplaceable, but if you are miles away from the clinic or if the emergency situations happen in the middle of the night, virtual pet care can save a life.
Since “prevention is better than cure”, checking the three listed online veterinary services and deciding which service is the best for your pet could help you in the long run.
To have a successful dog-human relationship, adopting a dog needs plenty of planning and preparation.
The thought of having a new, lovable pooch, whether that’s an exercise buddy or just a cuddlebug is something to definitely be excited about, but it is important to remember that dogs are living beings similar to us humans. It goes without saying that they have basic needs that owners must be able to fulfill.
Dogs suffer from stress and anxiety when they are in a new environment and when they are separated from their previous owners. To avoid such from happening, make your new dog comfortable being with you in its new home by providing the best comfort possible. Making specific decisions involves its supplies, safe and comfortable space, and health needs.
Considering what to prepare for the arrival of your furry friend could be overwhelming as there is tons of information online, so here are the top 5 lists of dog necessities to make your new life together as fun as possible.
Collars – Choose different types of collars for different occasions: A rolled collar can keep your dog’s license, identification, and rabies tags; a breakaway collar is suitable during unsupervised times as they are designed to unsnap when pulled with force; a buckle collar is appropriate when taking your new best friend for a walk since it doesn’t unclasp easily allowing your pet to run-off.
Food Bowls and Water Bowls – Opt for stainless steel or ceramic dog dishes that have easy-wipe interior to make cleaning less of a hassle. The dishes should have the right size to ensure that the dog’s snout would fit in, and its tongue could reach the kibble.
Food – Buy dry and wet dog food as both provide the necessary nutrition your new pal needs; however, don’t mix them when feeding. Each has to be served at different times.
Leash – There are different kinds of leashes to choose from. Standard leashes are for everyday use and are either made from nylon, leather, rope, or hemp. Retractable leashes allow you to adjust the length of the leash if you want your dog to wander while having the control. Adjustable leashes have rings along the leash and clasps at the opposite ends. Dog leashes with special features have flashlights and built-in water bottles and waste bag dispensers.
Poop bags – You may decide to buy biodegradable waste bags that are easy to decompose as plastic poop bags have a detrimental effect on the environment.
Travel carrier – Before making up your mind which among the three styles: standard hard-sided carriers, soft-sided carriers, wearable carriers should you purchase; It’s best to know your dog’s measurements to choose the carrier that would best fit your new pet.
Toys – To keep your pooch entertained while playing outside, here are some of the best outdoor dog toys: tether tug, kibble nibble, animal x-tire ball, dog sprinkler, skipping stones, throwing rings among others.
Vet visit – Taking your dog to a veterinarian is necessary within a week of bringing the furry pal home. This ensures that it is in good health or if it needs any immediate health services. Some of the tests to be taken are the initial physical exam, deworming, stool sample, and shots. Don’t forget to ask your dog’s vet to educate you on how to properly take care of your new adopted friend.
Vaccinations – Dogs are prone to acquiring diseases while they’re playing outside with their pals, and it is worth mentioning that some diseases are highly transmittable from other animals. Since we would want our dog to live a happy life while ensuring its health as well as your loved ones, vaccines should be made a priority.
Pet insurance – Purchasing insurance for your pet is a great move as it acts as a financial security net that helps ease your burden and will allow you to have peace of mind while looking after your pet’s health and wellness. In case of emergency veterinary treatment, dog medical insurance would reimburse the veterinary cost when you file a claim to your pet insurance provider by the time the vet receipt is released.
There are many vet insurance policies you can choose from; however, if you’re looking for an affordable option that’s innovative for being a community-based, crowdsharing product, Eusoh is an excellent option. Aside from the fact that Eusoh offers a price that’s not more than $65 for full coverage, it also covers wellness expenses and routine veterinary visits, unlike most traditional pet insurance companies who fail to include the cost into their policy plans.
Bed – Choose comfy beds that have cushioning and insulation features to keep your furry friend warm or you can buy heating pads. Here are some of the dog beds available in the market: standard dog beds, orthopedic dog beds, and covered dog beds.
Crate – Your dog’s height and length determine the right dog crate whether that’s a wire crate, plastic crate, soft-sided crate, or wooden crate. Consider the crate where your dog can stand up and stretch out without being cramped.
Pee pads – Best pee pads are those that are thicker as they sure have multiple layers of absorbent material and doesn’t easily tear.
Gates – Depending on the type of your dog, you may opt to have a low freestanding gate or a tall freestanding gate.
Toys – For your four-legged family member to be accustomed to its new environment, it needs a friend, and toys including balls, stuffed toys, puzzle toys, and treat-dispensing toys are a great help, especially during crate training.
Training – Start training your newly adopted dog right away by focusing on the five basic commands to build rapport, but bear in mind that dog training requires patience, particularly if it’s still adjusting with its new home and family. Also, an adopted dog may lack socialization skills and may cause it to act aggressively when it’s around strangers. As you build the bond between you and the dog, focus on guiding your dog to get accustomed to strangers and other animals then plan on crate training and obedience class.
Microchipping – Protect your dogs from being lost or stolen through a computer chip that could be implanted under your pet’s skin through injection. This can be done in your vet’s clinic. The microchip that is used to track down a lost pet will last a lifetime. Make sure that your vet scans it every year making sure that it’s functioning well.
Wrapping It Up
Adopting a dog involves greater responsibility similar to that of having a child. Failure to prepare all the necessary supplies before the arrival of your furry friend could leave you frazzled as well as your four-legged family member. It is vital to take into account that dogs are just like us, they can sense our emotions and well-being. So if an owner is stressed out, it may stress out the dog as well.
In an effort to give your newly adopted dog a warm welcome to your home, consider following our 5 top pieces of advice. As time goes by, you’ll get pleasure from seeing your dog grateful for receiving the affection from its newfound family.
Being prepared is the best way to avoid panic. Being ready for anything will help you to stay calm, sum up the situation quickly, and proceed with more efficient, capable action.”
Young generations such as Millennials and Gen Z’ers brush off the thought of having insurance for some reason. It’s either they seem themselves as being fit as a fiddle or their income is modest enough to pay for their bare essentials; Thus, they are understandably cautious and hesitant when the subject of saving and investing comes around. This is one of many reasons why there are young adults who are underinsured.
Having insurance may seem like an unnecessary expenditure if you have debts to pay or you’re in perfect health. However, like the line from the movie, “Life is like a box of chocolates, you never know what you’re going to get.” It’s important to have some sort of insurance for the unexpected surprises life throws your way.
The most needed and most popular insurance products in the US
A doctor consultation in the United States can be quite expensive. For an initial consultation, the cost ranges from $100 – $200 while specialist consultation fee is at $250 minimum. What’s more is that the average hospital stay charge costs $10,700, which most low-income and middle-income people cannot afford to pay, especially if they lack funds for emergency purposes.
With health insurance, Millennials and Gen Z’ers need not worry too much about unexpected hospital costs as your chosen health insurance company pays a portion of your medical bills. Some of the essential health benefits included in health plans in the U.S. are emergency services, outpatient care, hospitalization, laboratory tests, maternity, and newborn care among others.
Car accidents are one of the most common personal injury accidents in the U.S. which could result in rollover collisions, single-vehicle collisions, rear-end collisions, side-impact collisions, and side-swipe collisions. These losses for the crashes could make you financially responsible, and without auto insurance, the expenses would be thousands.
Through car insurance, property damage and bodily injury claims are covered; it is important to note that car insurance price is significantly lower as compared to the huge amount of money millennials and Gen Zers have to shell out in case of a car accident.
To provide the best health care for pets, veterinary practices have changed over time. With the advancement of technology, equipment and facilities have been upgraded to the most modern version; however, this comes with a higher veterinary fee. By buying a traditional pet insurance plan, you have the assurance that in times of costly emergency veterinary treatment, surgeries, routine care, and/or orthopedic services, there is an insurance company to help you save money. The average pet health insurance cost which does not offer complete coverage is from $40 to $70 while others charge $100.
If you are looking for the most affordable plan at nothing more than $65 with the most comprehensive pet protection service, go for Eusoh, a community health sharing plan similar to a pet insurance company that reimburses wellness expenses and routine veterinary visits. With the help of Eusoh, you do not have to stress yourself out on the veterinary cost; rather, you can focus more on your pet’s health and wellness.
While the landlord’s policy covers the building structure such as the foundation, roof, fixtures, furnaces, and walls, the renter’s property inside the apartment unit is insured by renter’s insurance policy. In the event of natural disaster, fire, and theft, it goes without saying that the renter’s possessions are in a vulnerable situation. Buying new clothing, furniture, appliances, and electronics would be very expensive, especially for millennials and Gen Zers who are just starting out with their career.
This is where renters insurance comes into the picture. The policy takes charge of the cost to repair or replace damaged or lost items. Tenant insurance also includes repairs for someone else’s damaged property as well as injured visitor’s medical bills if the renter is responsible for the harm incurred.
Going on an international trip is truly beautiful as there are many striking places waiting to be explored not to mention the different cultures and lessons you will discover, but it comes at a cost. Foreign travelers are more vulnerable to thieves; accidents may happen; political turmoil and natural disasters are inevitable; trips may have to be canceled.
Without the existence of travel insurance, dealing with an emergency situation would be expensive to handle. For millennials and Gen Zers, they may give it a second thought about whether to buy travel insurance, but doing so for global trips would give you peace of mind.
The Bottom Line
Purchasing insurance may seem to be a big investment for all generations, and the younger generations are not open to putting their money on a plan which does not yield immediate return, but long term planning should be the major goal of millennials and Gen Zers.
Unfortunate events are inevitable but with the right insurance, worrying about major money troubles would be the last thing on your mind. Insurance reimburses claims through cash as a single payment or through monthly payouts; thus, insurance is known as a financial security net.
From July 2019 through May 2020, Pawlicy Advisor generated personalized pet insurance recommendations for tens of thousands of dogs and cats. Each recommendation is personalized to the pet based on the pet’s unique attributes, and only after analyzing hundreds of policies across top pet insurance provider companies.
The algorithm scans and prioritizes recommendations based on breed-specific risk factors, age, location, and the fine print in each provider’s policy. This enables us to rank insurance policies across top providers by lifetime cost and coverage value for each unique pet.
The recommendation algorithm also asks pet parents about how they’d handle an unexpected $5,000 veterinary bill to better understand the best “coverage versus cost” fit.
In data analysis, sampling is the practice of analyzing a subset of all data in order to uncover the meaningful information in the larger data set. To help maintain business confidentiality as a startup, this report dives into a sample of 20,000 pet parents from the unique data we’ve seen across the United States.
NOTE: In this report, “parents” refers to pet parents or pet owners. Rather than a thing to be owned, instead, we believe pets are unique, conscious individuals and family members.
How 20,000+ Pet Parents Would Handle A $5K Vet Bill Without Pet Insurance
The rising cost of veterinary care is one of the key reasons pet parents search for pet insurance in the first place.
Although a regular checkup isn’t usually that expensive, there’s always the possibility that the veterinarian will find something wrong with the pet. The pet could then require additional diagnostics and potential treatment, leading to unexpected costs.
When a pet parent compares top pet insurance companies on Pawlicy Advisor they are first asked, “How would you handle a vet bill of $5,000?”
This high unexpected cost represents a common worst-case scenario in which the pet needs lifesaving care or expensive diagnostics and treatment. According to Joshua Louis Lachowicz, a veterinary oncologist at BluePearl Veterinary Partners in New York City, treatments for some illnesses could cost between $4,000 to $14,000.
Only 19.44% of pet parents surveyed would be able to cover a $5,000 expense out-of-pocket.
30.86% would seek financing options such as a loan, a credit card, or a payment plan offered by the veterinarian.
49.7% of this dataset of pet parents surveyed say they would not be able to cover a $5,000 expense out-of-pocket.
49.7% of pet parents surveyed who are interested in pet insurance say they would not be able to cover a $5,000 expense out-of-pocket.
This is a critical factor in what makes pet insurance worth it for both pet parents and veterinarians. Furthermore, with the recent onset of COVID-19 across the US, this statistic is likely to grow as households struggle with financial insecurity.
Millennials may be especially vulnerable to financial insecurities caused by the coronavirus pandemic as median earnings are 20% lower for those aged 18 to 34 than they were in the 1980s. That wage gap, paired with many millennials’ shift in viewing their pets as family, should highlight the importance of pet insurance for millennial pet parents.
With veterinary costs on the rise, pet lifespans increasing, and the US economy shaken by the COVID-19 pandemic – pet parents must be educated about pet insurance options and the overall costs associated with owning a pet.
From the tens of thousands of pet parents we surveyed, we analyzed pet insurance options from top providers for an even greater number of pets (as many parents are looking to insure multiple pets.
Dogs account for 81.62% of pets whose parents are interested in pet insurance.
Dogs account for 81.62% of pets whose parents are interested in pet insurance.
Cats account for 18.38% of the pets we analyzed insurance options for.
Not surprisingly, most pet parents who shopped for pet health insurance on Pawlicy Advisor in the last 9 months were looking for insurance for their dog. Dogs tend to be more expensive to treat than cats due to their size, but also because of the history of dog breeding.
Some dog breeds are more prone to illnesses and injuries than others. For example, large and giant dog breeds are more susceptible to bloat and hip dysplasia. Dog breeds with short snouts are more prone to breathing problems.
Cats, meanwhile, don’t suffer from as many breed-specific illnesses because their breeding history has allowed for more genetic diversity. According to the ASPCA, cat veterinary costs are lower than those of dogs on average. Some studies even indicate that cats get sick less often than dogs.
As a result, it usually costs less to buy insurance for a cat than it does for a dog. This is another important input in the Pawlicy Advisor algorithm for finding affordable pet insurance policies that suit the pet’s attributes.
Pet gender is a near even split, 47.4% female and 52.6% male.
A slight majority, 52.57%, are male, while 47.43% are female.
Pet gender does affect spaying and neutering costs. Spaying a female pet requires a more complicated surgery, so it generally costs a bit more. Un-spayed and un-neutered pets have increased risk for additional medical complications later in life, such as infections and cancer, which could be costly to treat. Furthermore, breeders who wish to insure their animals may need to buy specific insurance plans that cover breeding risks.
Dog and Cat Breeds
Pawlicy Advisor users submitted queries for over 225 different dog breeds over the past year.
Certain breeds are prone to specific health conditions, and certain variations of mixed-breeds reveal different premiums. This info is often tucked away in the fine print of any given policy, Pawlicy Advisor was built to scan hundreds of policy variations to help determine which insurance plan (and provider) is best for each unique pet.
The Most Popular Dog Breeds of Parents Interested in Pet Insurance
7.95% of the dogs were of an unknown breed, and 6.20% were of an unknown mix of breeds.
However, Poodles (5.45%) and Labrador Retrievers (4.74%) were also popular.
Meanwhile, 3.78% of users had Chihuahuas (and another 3.34% had a Chihuahua mix).
3.49% had a German Shepherd.
3.34% had a Terrier Mix.
And 34.8% was made up of 215 other breeds, each with less than 1% each
Other popular breeds were French Bulldogs, Shih Tzus, Golden Retrievers, Yorkshire Terriers, and American Pit Bull Terriers. According to the American Kennel Club Registry List, the Labrador Retriever has been the most popular dog breed in the U.S. for the past 29 years.
What’s interesting is that so many pet parents with Chihuahuas are interested in pet insurance. Poodles make up a large segment, and this is to be expected as it’s a breed with common health issues and the 6th most popular dog among US households. Similar story with Labrador Retrievers. Chihuahuas are a generally more affordable breed to adopt, but perhaps the driving factor is that the tiny breed often struggles with luxating patellas (slipped kneecaps), dental issues, and hypoglycemia (burning more energy than they consume).
Top 50 Dog Breeds Whose Parents Are Interested In Pet Insurance
Mixed (Breed Unknown)
American Pit Bull Terrier
Labrador Retriever – Black
Shih Tzu Mix
Labrador Retriever – Yellow
Border Collie Mix
Jack Russell Terrier
Labrador Retriever – Chocolate
Cavalier King Charles Spaniel
American Staffordshire Terrier
Dachshund miniature – smooth coat
Poodle – Toy
Poodle – Standard
Australian Shepherd – miniature
The Most Popular Cat Breeds of Parents Interested In Pet Insurance
Pawlicy Advisor users were less specific in how they designated their cat breeds, although the breed is often less of a consideration when insuring domestic cats. Most cats are considered Shorthair, Mediumhair, or Longhair.
33.89% of the cats we analyzed for pet insurance quotes were identified as Domestic Shorthair.
10.58% were Domestic Mediumhair.
6.47% were Domestic Longhair.
And 35.42% were an Unknown Mixed-Breed.
According to our data, a plurality of pet parents interested in pet insurance had Domestic Shorthair cats, at 33.89%. Meanwhile, 10.58% had Domestic Mediumhair cats and 6.47% had Domestic Longhair cats. Among specific cat breeds, Maine Coons, Siamese, Ragdolls, and Bengals are among the most popular.
NOTE: Domestic Shorthair, Mediumhair, and Longhair are all technically generalized categories of “mutts” (mixed-breed cats).
Top 50 Cat Breeds Whose Parents Are Interested In Pet Insurance
American Shorthair (purebred)
Himalayan Seal Point
Norwegian Forest Cat
Himalayan Flame Point
Himalayan Blue Point
Scottish Fold Longhair
There are no pet insurance providers that cover pre-existing conditions (though some plans do cover curable conditions after a certain waiting period with no recurring symptoms), which is why it’s so important to enroll in pet insurance while your pet is still young and healthy. If you enroll before any conditions arise, those conditions will be covered by your plan. Wait too long, and you’ll have to pay out-of-pocket to treat your pet.
Percent Of Dogs with Pre-Existing Conditions Whose Parents Are Interested In Pet Insurance
A clear majority of dog parents understand the importance of signing up for insurance early – before their pup is diagnosed with any health conditions. But, thousands of pet parents are looking for pet insurance for a pet with a pre-existing condition.
9.8% of dog owners are shopping for pet insurance for a dog with a pre-existing condition.
After surveying tens of thousands of dog owners, 9.8% of the dogs who needed insurance already had an existing condition.
90.2% of the dogs we generated a pet insurance comparison for did so before their dog developed a condition that could be considered “pre-existing.”
The importance of comparing pet insurance sooner than later becomes even more evident when looking at the age breakdown of those with pre-existing conditions below.
Puppies vs Adult Dogs with Pre-Existing Conditions Whose Parents Are Interested in Pet Insurance
Puppies are far less likely to develop health conditions than their older counterparts. It’s best not to wait until a condition arises. Most pet insurance plans include a waiting period, and if your vet discovers an illness before your insurance kicks in, it is usually considered “pre-existing” by the insurance company.
87.97% of the dogs that did have pre-existing conditions were adults.
87.97% of the dogs that did have pre-existing conditions were adults.
Only 12.03% were puppies less than one year old.
That data should encourage new puppy parents to look into pet insurance, ASAP. Out-of-pocket costs can be greatly reduced for both vet bills and pet insurance premiums by finding the right coverage sooner rather than later (and the same is true for insuring rescue puppies).
Percent Of Cats with Pre-Existing Conditions Whose Parents Are Interested In Pet Insurance
Similarly, while most of the cat parents that searched for insurance did so before their pets developed any pre-existing conditions – more than 1 in 10 were shopping for a cat with a pre-existing health condition.
12.27% of cat owners are shopping for pet insurance for a cat with a pre-existing condition.
12.27% of the cats we analyzed had a pre-existing condition.
87.73% of cats had a clean bill of health.
Although vet care is generally less expensive for cats, treating major illnesses can still leave a serious dent in your wallet without insurance.
NOTE: If your pet has a pre-existing condition, pet insurance is still worth the investment. For one, if the condition is curable it can be covered by some plans. You can find out which plans fit your best best by generating a new search on Pawlicy Advisor. If the condition is not curable, other conditions may arise and having to pay fully out-of-pocket for multiple medical expenses is a nightmare. If the cost of pet insurance is an issue for you, use Pawlicy Advisor’s recommendation engine to find the best plan at the best price.
Kittens vs Adult Cats with Pre-Existing Conditions Whose Parents Are Interested In Pet Insurance
Kittens, like puppies, are less likely to develop health conditions than adult cats. Again, do not wait until a condition arises to research pet insurance.
91.9% of the cats that did have pre-existing conditions were adults.
8.1% of the cats with pre-existing conditions were less and one year old.
Meanwhile, 91.9% of cats with an existing condition were adults.
Just like puppies, kittens are less likely to be diagnosed with a pre-existing condition than their adult counterparts. Insuring your kitten can save you thousands of dollars in veterinary costs as they grow older.
More importantly, pet insurance also ensures that the cat gets the care they need. The same analysis indicated that the cost of care for cancer in cats based on insurance claims can reach almost $15,000. Pet parents who must pay expenses out of pocket may not be able to afford important treatment options.
The Most Common Breeds of Dogs with Pre-Existing Conditions Whose Parents Are Interested in Pet Insurance
Humans have been breeding dogs for almost 4,000 years. Due to limits in genetic diversity, some purebred dog breeds are more prone to pre-existing conditions than others.
Based on the analysis of our data, many pet parents with smaller dog breeds and purebred dogs reported pre-existing conditions in their pets.
Chihuahuas (4.4%), and Chihuahua Mixes (3.95%) represented many of the dogs with pre-existing conditions.
As well as Terrier Mixes (3.45%), and Yorkshire Terriers (3.12%).
Additionally, 3.95% of dogs with pre-existing conditions were Poodles
3.78% were Labrador Retrievers
3.01% were Shih Tzus.
Now, this shouldn’t deter anyone from adopting/rescuing a purebred dog. If you adopt a purebred puppy, you can enroll in pet insurance early to ensure any conditions that might emerge are covered by your policy.
Top 10 Dog Breeds That Developed Health Conditions Before Enrolling In Pet Insurance
Chihuahua & Chihuahua Mix
Mixed (Breed Unknown)
American Pit Bull Terrier
The Most Common Breeds of Cats with Pre-Existing Conditions Whose Parents Are Interested in Pet Insurance
The most common cat breeds with pre-existing conditions mirror the results of the most popular cat breeds from the previous question.
27.73% the cats with existing health conditions that we analyzed were Domestic Shorthairs.
8.50% were Domestic Mediumhair cats.
And 6.88% of cats represented with pre-existing conditions were Domestic Longhairs.
Among the top pure-bred cats that had existing conditions were Siamese cats (1.42%), Russian Blues (1.21%), Maine Coons (1.21%), Persians (1.01%), and 18 other breeds each making up less than 1% of the total.
Top 10 Cat Breeds That Developed Health Conditions Before Enrolling In Pet Insurance
American Shorthair (purebred)
The Most Popular Pet Names
Overall, there were a ton of great pet names that went through the Pawlicy Advisor search algorithm. Bella, Max, Luna, Lucy, Charlie, Buddy, Daisy, Molly, and Lola are just a few that stand out as most popular. But the real gems are in the more obscure names like Cthulhu, Jiggles, Sir Pounce A Lot, and Zig Zag.
The Most Popular Dog Names
The most popular dog names were Bella, Max, Charlie, Luna, Coco, and Lucy. There were also a few Bobs and Peanuts thrown in for good measure. And who couldn’t love a dog named Bruno, Bear, or Bandit?
Top 20 Most Popular Dog Names
The Most Popular Cat Names
Naturally, there’s some overlap between dog and cat names.
Many cat parents also named their cats Luna. Among the most popular cat names were Zoey, Stella, Tucker, Teddy Bear, Zeus, Toby, and Thor.
Top 20 Most Popular Cat Names
105 Unique Pet Names That Caught Our Eye
We also compiled a list of the many pet names that stood out as particularly unique. If you’re looking to adopt or have recently adopted, we hope you consider a few name options like “Mr. Muffin-Stuff” and “Albus Dumbledog.”
Unlike the other marketplaces or review sites, we provide objective education and comparison tools to help pet parents find the right plan at the best price – no matter the provider.
Pet parents use Pawlicy Advisor to instantly scan hundreds of policies across top providers, easily finding their own best-fit quotes based on their pet’s unique breed attributes, location, age, and more. These personalized recommendations can save pet parents up to 83% on costs over the lifespan of their cat or dog.
We were pleased to be joined by Ashley Chisholm of Jacoby & Meyers and David Bryant of Avocado HR on May 21. They covered how HR and Benefits Providers are managing their staff and the benefits they offer. Also mentioned are safety measures and preparations they are undertaking.
And here are the deck presentations from the webinar:
Eusoh is a new way for pet owners to share veterinary expenses together. It’s a premium-free cost-sharing alternative to pet insurance. You may ask yourself, “Will it work for my pet?” Even though we’ve been around for a short time, many pet owners are sharing, saving, and having great experiences with Eusoh. Here’s a testimonial from a real Eusoh customer.
“My dog Remi has just successfully completed his second TTA-2 surgery to repair a torn CCL. Eusoh has been very helpful throughout this process, especially the support staff. They have shown that they care for both Remi and me, and understand the financial burden unexpected vet bills can cause, especially expensive surgeries to repair things like torn CCL’s. They have been incredibly responsive, and have made what could be a very difficult process a lot easier.” – Tyler Mobraten, Pet Parent of Remi
Pet owners are ready for a change. Here are some comments from a veterinary blog that reviewed us.
“This is an interesting idea. I’ve heard of pet insurance, but this is the first I’ve heard of any kind of community plan. I think it’s worth looking into more closely. Thanks! -Colleen
“I think this is really a neat concept. I love the idea of sharing versus paying high premiums. I would consider this!” -Amy R.
“Having a pet can be costly. This cost-sharing program sounds like a great alternative to traditional pet insurance.” -Alexis C.
To say that we’re living in stressful times would be an understatement. Being stuck indoors without knowing when things will go back to normal have prompted many people to resort to coping mechanisms, and at this time, there’s a spike in interest in fostering pets.
According to the American Society for the Prevention of Cruelty to Animals, there’s been a nearly 70 percent increase in animals going into foster care in Los Angeles and New York City, compared to the same time period last year. What’s more, more than 600 people in NYC and LA have filed foster applications online, accounting for a 200 percent increase compared to traditional application numbers during this period.
If you, too, are considering taking a pet home, the first thing you have to do is find the breed that best fits your personality and activity level. As previously reiterated by writer Lucy Reed, you must first do a thorough assessment of your home and your level of obligation, as well as understand the responsibilities of being a dog parent. Once you’ve oriented yourself on everything you need to know, you can begin to look into the breeds that are the best fit for you.
To help you with your search, here are the most popular dog breeds in the world, along with what makes them unique:
Starting off with the most popular, Rottweilers seem to be the world’s most famous canine, with the breed being the most searched for in 65 out of the 161 places included in a study by Finder. While they’re often seen as protective guardians, Rottweilers also have a soft side and can be loving and loyal companions to their owners. They have hearts as big as their bodies, and they’re incredibly intelligent. If you’re looking for a guard dog, affectionate dog, and playful dog all in one, consider fostering a Rottweiler.
In the United States and many more countries, the Labrador Retriever remains the most popular. Dogtime notes that they first earned their keep as fisherman’s helpers, but over time, people all over the world grew to love them due to their good-natured personality and hardworking attitude. They’re smart dogs, making them easy to train, and they also adore socializing and playing games. And while they’re notorious for shedding, they’re still fairly easy to groom.
Know Bruiser from Legally Blonde? His breed just so happens to be among the most popular dog breeds in countries like the Philippines, Austria, Belgium, and Spain. Not just a favorite of socialities, the Chihuahua is preferred by many because of its small size, big personality, and ability to hold its own in competitions of obedience and ability. Chihuahuas are also known to adapt well to apartment living, making them popular for newbie dog owners. They’re sweet and affectionate, and they’re easy to groom, too.
Another dog that is deemed fashionable is the pug, a breed that is extremely popular in 17 countries, such as Brazil, Ireland, Mexico, and New Zealand. Their adorable squashed faces and playful nature alone are enough to make you want to adopt them. Better Homes and Gardens notes that pugs make for an ideal apartment or house dog because they require minimal exercise. They also need minimal maintenance, so you don’t have to worry too much about grooming. Pugs thrive in social settings and love being around people and other pets. And while they have lots of energy as puppies, they also tend to be stubborn at times, so it’s best to train them early.
The Maltese breed is loved by people all over the globe, especially folks from Italy, South Korea, Poland, and of course, Malta. They’re famous for their compact size—even when they grow up, their small bodies make it seem like they’re still puppies. Even if this is the case, they’re small but terrible. The American Kennel Club highlights how they make for perfect alert watchdogs, as they’re typically fearless. Despite their long, straight hair, they don’t shed as much. They’re also known to be little athletes and can easily crush it on agility courses.
The outbreak of COVID-19 has made national and international headlines. Thousands of cases of the virus, which causes flu-like symptoms, including fever, cough and shortness of breath, have been confirmed since the disease was first diagnosed in Wuhan, China, on December 30, with numbers and death tolls continuing to escalate.
As organizations like the WHO and the U.S. Centers for Disease Control (CDC) work to understand the virus and control the spread, questions are popping up about whether we should also be concerned about COVID-19 and our pets.
“There is no evidence that transmission [from pets to people] or from pet-to-pet is part of the current outbreak,” says Dr. Kate E Creevy, veterinarian and Mark Chapman Chair in Shelter Medicine and Companion Animal Health at Texas A&M University College of Veterinary Medicine.
IDEXX Laboratories, a global veterinary diagnostics firm, tested thousands of canine and feline specimens for SARS-CoV-2, the virus that causes COVID-19, and found no cases in pets. The test results align with the current beliefs that the virus is primarily transmitted from person-to-person and supports the recommendation against testing pets at this time.
There have been only three reports of pets testing positive for the coronavirus worldwide—two dogs and one cat.
The South China Post also confirmed that a second dog, a 2-year-old German Shepherd, tested positive for the virus in Hong Kong. The dog belongs to a 30-year-old COVID-19 patient living in the Pok Fu Lam area. The German Shepherd has since been quarantined. Another mixed breed dog from the same household tested negative for the virus, and is also being monitored in quarantine. Neither dog showed signs of illness.
A cat in Belgium also tested positive for COVID-19, about a week after its owner started showing symptoms of the virus. The cat did display symptoms including vomiting, diarrhea, and shortness of breath, but it is unconfirmed whether the virus caused these symptoms.
These are isolated cases of human to animal transmission, which does not appear to be common. Health authorities still say there is no evidence that pets can transmit the virus to humans.
There are so many questions on pet diet. Add to that, there are so many options for pet owners to feed their pets. Traditional pet food manufacturers, artisan/independent companies, all the way to the local butcher, pet owner have a lot options. Here’s an article from our friends at Healthcare for Pets, on whether a raw food diet is good for your cat.
EDIT: We recently received an article about cat food from our friends at Consumers Advocate.
Original Question: What are your thoughts on raw food for cats? – Winnie
It’s very difficult to recommend the best diet for your pet. In fact, I think it is near impossible because you really need to know how a dog responds to a food to know if it is good for them or not. I have always maintained that a food is good if your dog eats it, has good solid stools, does not become itchy, doesn’t vomit, and maintains an ideal body condition. Any food you select has to have a trial period before knowing whether it is ideal or not. So I feel the same about a raw cat food diet. I have seen many pets do very well on raw food. It’s important to manage it properly since it will increase the bacterial contamination in the kitchen. You have to store it properly and keep in mind that it commonly has high levels of fat and protein in it that can increase the risk of causing pancreatitis. To avoid this risk, I would recommend that you introduce any new food very slowly over the course of 3 weeks. Monitor your cat’s response to it very closely as you switch over to the new diet. If diarrhea or vomiting develops, I would stop it immediately and seek medical attention if it does not resolve right away.
The betacoronavirus that causes COVID-19 is SARS-CoV-2 (formerly 2019-nCoV). Person-to-person spread has been reported in numerous countries, including the United States. Some popular international destinations, including the United States, also appear to have community spread.
Transmission seems to occur when there is contact with an infected person’s bodily secretions, such as saliva or mucus droplets in a cough or sneeze. There are currently no antiviral drugs recommended or licensed by FDA to treat COVID-19, and there is no immunization available.
For most people in the United States, the immediate risk of being exposed to SARS-CoV-2 is believed to be low, but the CDC considers the virus a very serious public health threat.
The best way to avoid becoming ill is to avoid exposure to the virus. Taking typical preventive actions is key.
Infectious disease experts and multiple international and domestic human and animal health organizations agree there is no evidence at this point to indicate that pets become ill with COVID-19 or that they spread it to other animals, including people.
Out of an abundance of caution, it is recommended that those ill with COVID-19 limit contact with animals until more information is known about the virus. Have another member of your household take care of walking, feeding, and playing with your pet. If you have a service animal or you must care for your pet, then wear a facemask; don’t share food, kiss, or hug them; and wash your hands before and after any contact with them.
As always, careful handwashing and other infection control practices can greatly reduce the chance of spreading any disease. The National Association of State Public Health Veterinarians’ (NASPHV) compendium of standard precautions is a good reference for appropriate infection control in veterinary practices.
Quarantine the cat? Disinfect the dog? The latest advice about the coronavirus and your pets – From Science Mag – LINK
From their Q & A
Q: Can we pass the new coronavirus to our pets?
A: The SARS-CoV-2 virus spreads from humans to humans. There is no research to support human to animal spread at this time. Samples from the Hong Kong dog had a small number of virus particles present. In an animal with no clinical signs of disease, it’s hard to say what this means. It was a single case, and we learned that we need to do a lot more research into the potential of the human SARS-CoV-19 virus to infect animals.
That said, cats and dogs are mammals too. They have many of the same types of receptors on their cells that we do. So the virus could theoretically attach to these receptors. But will it enter their cells and replicate? Probably not.
Still, people infected with SARS-CoV-19 should limit contact with their pets. Wash your hands, and don’t let them lick you on the face. If the virus is in your secretions, and there’s any potential of transmission, these are ways it could be transmitted.
Coronavirus and Pets: FAQ for Owners from University of Illinois at Urbana-Campaign – LINK
From their Q&A
Can dogs get the new coronavirus (COVID-19)?
At this time, experts believe it is very unlikely. The World Health Organization currently advises that there is no evidence to suggest that dogs or cats can be infected with the new coronavirus. The OIE states there is no evidence that dogs play a role in the spread of this disease or that they become sick. The CDC also seconds that opinion, stating that, “At this time, there is no evidence that companion animals including pets can spread COVID-19.”
Coronavirus disease (COVID-19) advice for the public: Myth busters – LINK – from the World Health Organization
From their Q&A
The new coronavirus CANNOT be transmitted through mosquito bites.
To date there has been no information nor evidence to suggest that the new coronavirus could be transmitted by mosquitoes. The new coronavirus is a respiratory virus which spreads primarily through droplets generated when an infected person coughs or sneezes, or through droplets of saliva or discharge from the nose. To protect yourself, clean your hands frequently with an alcohol-based hand rub or wash them with soap and water. Also, avoid close contact with anyone who is coughing and sneezing.
The insurance premium model ties the insurance companies’ profits as a proportion of your monthly premiums. This means that the more expensive coverage is for you, the more money the insurers make.
We see the effects of this in healthcare magnified to the extreme. They have allowed every possible inefficiency to creep in, as they all lead to higher monthly costs while protecting them from blame.
We need a better system that aligns interests as a core principle.
The Solution – Eusoh Health Care
Eusoh solves this by introducing the first-of-kind, flat-fee subscription model. Eusoh’s fees are 100% not connected to its users’ monthly costs of coverage. Regardless of how high or low monthly fees are, Eusoh makes the same amount of money. Because of this, Eusoh has no incentive to drive up costs. This allows Eusoh to run a model that is simply fair.
How is Eusoh superior to traditional pet insurance?
Flat-fee subscription of $17/month
Zero incentive to increase costs
Pricing transparency of vet costs
Transparent Pricing – Know What You’ll Pay
Ever wonder how much you should be paying for something at the vet? Why don’t any of the insurers help with this BEFORE you pay?
Eusoh is the only coverage platform that offers a pricing list accessible from any screen with an internet connection. Twenty-four hours a day, Eusoh members have up-to-date pricing that reports what users on average are paying for any given veterinary service. Pricing transparency at this level drives down costs, something insurance companies do not want, as it drives down their profits, but again, Eusoh operates under a better model.
Eusoh Helps You Know Your Costs Up Front.
Unlike insurers, you’ll know the costs before you pay
Pricing list accessible from any screen without internet
Users get up-to-date pricing on average vet costs
Eusoh takes transparency to a whole other level. Members have the choice to join small community groups that contribute to one another slightly more than others. Don’t worry, every Eusoh member enjoys the full support of the entire membership at large, but members can choose to join smaller community groups that contribute slightly more to one another. Members can see how much each other is contributing or expensing. All of this works to limit fraud and abuse, which ultimately drives down their users’ costs.
Eusoh has partnered with some major partners – Willis Re, the 3rd largest reinsurance brokerage globally. Jacoby and Meyers is offering it as a benefit for their employees. Even Wags & Walks has their own community group on the Eusoh platform.
How it Works – Signing Up
For the consumer seeking a new alternative to pet insurance, signing up is simple. Users register by email or through their Facebook account. They will be required to add a pet and fill out a questionnaire regarding their pet’s overall health.
Within Eusoh, there are groups built and populated by families, workplaces, and college alumni. There are also groups based on pet breed, religious affiliation, pet affinity, and even lifestyle. Rescues are even getting into Eusoh to provide coverage for their adoptees. Wags & Walks, one of the most prominent rescues in the Los Angeles area, has registered pets to Eusoh and its group members are currently sharing expenses together.
Signing up and getting started is easy!
Register with email or Facebook account
Add your pet and fill out a short questionnaire
Join a group and you’re done
To date, members have averaged about 70% in savings against equivalent coverage with a traditional insurance plan. Yep, 70%. That’s not a typo and that number is huge! Don’t waste time. Protect your pet and your wallet and join Eusoh today.
2020 will be an amazing year for Eusoh. We want to continue our growth and our mission of protecting the things we love in an easier, more affordable, and simpler way. To help us do that, we need YOU! Here’s how you can help!
Send us a video of yourself and your furry friend telling the world what Eusoh means to you. Was it our community? Was it our customer service? How did Eusoh help you and your pet? These videos will be used for our upcoming ad campaign featuring testimonials from our community members.
How do I send a video to you?
Just record yourself on your smartphone or webcam. Send us the video or upload it to the social feed on our website. If we use your video, we’ll reward you with a special gift!
If you have any questions regarding sending a video, contact our Marketing Director, Joe Cayetano – firstname.lastname@example.org